Fannin County Homes under $400,000

Fannin County Homes under $400,000

Welcome to Fannin County, Georgia—a hidden gem nestled in the heart of the North Georgia mountains! Known for its breathtaking landscapes, vibrant communities, and rich history, Fannin County offers an idyllic setting for those seeking a perfect blend of tranquility and adventure. With the majestic Blue Ridge Mountains as a backdrop, this area is a haven for outdoor enthusiasts, boasting an array of recreational activities such as hiking, fishing, and white-water rafting.

Fannin County is not just about natural beauty; it also has charming towns like Blue Ridge and McCaysville, where you can explore quaint shops, delightful eateries, and local art galleries. The area is steeped in a warm, welcoming atmosphere that makes it easy to feel right at home.

For potential homeowners, Fannin County presents an exceptional opportunity with a variety of homes available under $400,000. Whether you're looking for a cozy cabin, a modern family home, or a charming cottage, you'll find a diverse selection that caters to different tastes and lifestyles. With affordable pricing, you can enjoy the benefits of mountain living without breaking the bank.

Fannin County is also known for its excellent schools and family-friendly environment, making it a great place to raise children or retire in peace. With a strong sense of community and a wealth of amenities, it’s no wonder that so many are drawn to this picturesque region. Come discover your dream home in Fannin County, where the mountains meet the heart!

Newest Fannin County Homes under $400,000

392 Cascades Lane, Blue Ridge
$368,950
1 Beds ⋅ 1 Baths ⋅ 436487 MLS
Authentic "Log Cabin"...completely remodeled & cute as can be with cozy interior & storybook surroundings...this one bedroom one bath charmer packs a big bonus with it's roomy layout, warm wood floors & accents...paired with plentiful windows & bright interior...completely remodeled with granite counters & stainless appliances, this cottage boasts open cabinetry & farmhouse sink, tiled shower with soaker tub, new fixtures throughout & cozy stone woodturning fireplace...sprawling front porch is perfect for "swing & rockers" overlooking the surrounding mountains and the back walkout picnic area is perfect for supper on the grill, professionally landscaped with evergreens, stone steps & lower porch with hot tub and hangout area, storage shed for the toys, fab fire pit area with string lights, parking + easy access and turnaround area, short distance from historic downtown areas, Lake Blue Ridge, hiking & biking trails and more, whimsical feel & turn key with furnishings...ready for fun & relaxation with a vintage vibe...a must see for the perfect mountain retreat or incredible investment opportunity for short term rental...the mountains are calling!

392 Cascades Lane, Blue Ridge
8624 Old Dial Road, Blue Ridge
$250,000
2 Beds ⋅ 2 Baths ⋅ 436309 MLS
Priced to sale! Adorable 2-bedroom/2-bathroom cottage in the woods that has been well-loved by one owner for 26 years. With a little TLC, it would be a great home for full-time living, a vacation home, or a short-term rental. It's being sold partially furnished. Privacy abounds and no HOA! Surrounded by Chattahoochee National Forest land, it's just one mile to the canoe launch on the Toccoa River at the Sandy Bottoms Recreation Area. And it's just two miles to the Aska Adventure Area. This home is being sold AS IS.

8624 Old Dial Road, Blue Ridge
109 Lavista Drive, Blue Ridge
$325,000
3 Beds ⋅ 1 Baths ⋅ 436265 MLS
Full of timeless character and charm, this classic white brick home sits on 1.25 acres with a spacious, usable yard and a convenient location between Blue Ridge and McCaysville. Featuring 3 bedrooms and 1 bath, the home offers a warm and inviting feel from the moment you arrive. Inside, you'll find a cozy den with a beautiful wall of windows that fills the space with natural light, along with gas logs for those cool mountain evenings. A partial unfinished basement provides additional storage and plenty of potential, while the detached two-car garage offers even more space for vehicles, a workshop, or hobbies. A brand-new roof and gutters add peace of mind while preserving the home's classic appeal. With its old-time charm, usable acreage, and easy access to both Blue Ridge and McCaysville, this property is ready for its next chapter.

109 Lavista Drive, Blue Ridge
649 Power Dam Road, Blue Ridge
$360,000
1 Beds ⋅ 1 Baths ⋅ 436218 MLS
Rare opportunity to own one of Blue Ridge's most unique and top-performing short-term rentals! Completed in 2022, this one-of-a-kind, permitted with Fannin County, Container Home ranks among the top 10% of Airbnb cabins in the Blue Ridge market, making it an exceptional turnkey investment or personal mountain retreat. Sold fully furnished, mortgage-eligible, and ready to generate income from day one, this property combines distinctive design, proven guest appeal, and an unbeatable location just 5 minutes from Downtown Blue Ridge, Mercier Orchards, and directly across from Fightingtown Creek. Thoughtfully designed with style and functionality, the home features a custom kitchenette with butcher block countertops and matching backsplash, a burnt mahogany barn door, and a beautifully finished bathroom with a full-sized shower and custom lighting. Spray foam insulation, double-pane windows, city water, and a PTAC heating and cooling system provide year-round comfort, while the basement houses the washer, dryer, and water heater. The outdoor living space is what truly sets this property apart. Guests enjoy relaxing in the hot tub surrounded by trees, taking in seasonal mountain views and the sounds of Fightingtown Creek, gathering around two fire pits, grilling, playing disc golf, or stargazing on hammocks from the expansive rooftop deck. With outstanding five-star reviews and a proven rental history of $35,000–$39,000 annually, the Blue Ridge Container Home offers exceptional upside: The current owners intentionally limited bookings to avoid back-to-back stays and 1-night reservations, creating a clear opportunity for the next owner to increase revenue while maintaining an outstanding guest experience. Set up your showing today (virtual tour available), and make your mark on the Short Term Rental Market with the Blue Ridge Container Home! See video tour: https://rb.gy/at6m0r.

649 Power Dam Road, Blue Ridge
329 Laurel Ridge Drive, Blue Ridge
$349,000
2 Beds ⋅ 1 Baths ⋅ 436143 MLS
Tucked away in the woods where you cannot see a single neighbor around, this very cute and cozy cabin operates as a highly successful short-term rental. Sold turnkey, furnished, and offers the ultimate private sanctuary to yourself. While it feels wonderfully isolated, arriving is a breeze thanks to an easy access excellent private driveway. Inside, the cabin radiates warmth, featuring a welcoming living room centered around a crackling wood burning fireplace. The thoughtfully designed layout includes a full kitchen, a full bathroom, one comfortable bedroom, and a versatile loft space perfect for extra guests or a quiet retreat. The indoor comfort flows seamlessly outside onto a fantastic open deck. You can enjoy your morning coffee rain or shine under the covered deck, or step onto the open deck area to soak up the sun and listen to the sounds of nature. Beyond your private haven, you are in a prime location right between the vibrant areas of Ellijay and Blue Ridge. Adventure is just minutes away, whether you want to spend the day hiking scenic trails, exploring stunning waterfalls, or visiting unique local attractions like the Bigfoot Museum and the Pinball Museum. This property truly gives you the best of both worlds: absolute, peaceful seclusion and effortless access to North Georgia's finest entertainment.

329 Laurel Ridge Drive, Blue Ridge
516 Hillcrest Drive, Mccaysville
$275,000
4 Beds ⋅ 2 Baths ⋅ 436105 MLS
Motivated Sellers - Located in McCaysville, Georgia, this four-bedroom, two-bath home offers a fenced front yard and inviting living space in a convenient location. The home also features a dedicated space that would make an ideal home office, providing a comfortable area to work from home. Situated on public utilities, it offers the convenience of city services while being close to everything McCaysville has to offer. McCaysville sits along the Toccoa River, offering local restaurants, shops, river activities, and unique small-town charm. Plus, you're just a short drive from Blue Ridge, with its vibrant downtown, shopping, dining, and outdoor adventures. Enjoy long-range views and a convenient location that puts you close to the best of both McCaysville and Blue Ridge.

516 Hillcrest Drive, Mccaysville
344 Buck Ridge Road, Suches
$349,000
2 Beds ⋅ 2 Baths ⋅ 436101 MLS
Mountain escape, this 2 BR/ 2 Bath rustic Mountain cabin, natural setting, tucked in the woods. Private Little community located, strategically between Blairsville, Suches, Morganton and Blue Ridge. New roof and new central AC/heat pump, both w/ warranties. Primary bedroom on the main floor, many closets and storage areas including the encapsulated crawl space. The loft is the second bedroom and offers generous private space for company. The enclosed sunroom expands the living space and has windows facing the mountain ridges. It's a beautiful space for your quiet time or your crafts. Open great room, rustic interior with wide board tongue and groove and cathedral ceilings with exposed beams, hardwood floors, dining space for a large table, two gas log fireplaces, open kitchen with granite countertops, granite sink, stainless appliances. many upgrades from its original creation, Custom order front door. 3 skylights, Natural path to get to the private gazebo . Large open deck facing the view. entertaining company and outdoor living space. side yard/ fire pit. concrete circular drive, detached workshop/motorcycle shed. Additional tool shed. No grass to mow, exterior recently painted. Located in the Skeenah Gap area of Fannin/Union County. Fly fish at the Toccoa, swim at the swinging bridge, Hike the Appalachian trail, enjoy the Aska adventure area, Winery nearby. Lake Nottely and Lake Blue Ridge are just minutes away. Now is your opportunity to own a cabin home in the beautiful North Georgia Mountains.

344 Buck Ridge Road, Suches
234 Old Indian Trail, Blue Ridge
$395,000
3 Beds ⋅ 3 Baths ⋅ 436066 MLS
***MAINTAINED ROADS*** Located in the desirable ASKA ADVENTURE AREA, this charming log cabin offers privacy, charm, and easy access to outdoor recreation. Set on a peaceful, wooded tract surrounded by lush forest scenery. Large covered porches provide great spaces to relax and enjoy the natural setting, while a stone fireplace anchors the open great room and dining area. The open kitchen includes stainless steel appliances and flows into the main living space. The bedrooms offer comfortable accommodations with ample closet space. The finished terrace level provides additional living space with guest accommodations, a den or recreation area, and walk-out access to the lower porch. The outdoor area offers the perfect place to add a hot tub and fire pit, making it ideal for entertaining or unwinding after a day outdoors. With ample parking, close proximity to the Toccoa River, USFS land, and nearby hiking trails, and located in a quiet community with well-maintained roads, this property is well suited for full-time living, a weekend retreat, or a mountain getaway. A great opportunity in a highly sought-after location.

234 Old Indian Trail, Blue Ridge
1359 Salem Road, Mineral Bluff
$329,999
6 Beds ⋅ 3 Baths ⋅ 436062 MLS
Nestled in the heart of Mineral Bluff, this home boasts the vistas and charm buyers dream about. Surrounded by rolling hills, pastures, hardwoods, and fresh mountain air, this property invites you to slow down, spread out, and truly enjoy home. From the moment you arrive, you'll appreciate the serene setting and generous space-perfect for morning coffee on the porch, evening sunsets, and everything in between. Inside, the home blends warmth and functionality, creating inviting spaces for gathering, relaxing, or hosting friends and family. Whether you're looking for: A full-time residence in the North Georgia mountains A private weekend retreat Or an investment opportunity in a sought-after area ...this property checks the boxes. Conveniently located just 10 minutes from Blue Ridge, you'll enjoy easy access to boutique shopping, dining, hiking trails, and outdoor adventures while still savoring the quiet of country living. If you've been searching for that unmistakable mountain-town feel-1359 Salem Road is ready to welcome you home. County water coming soon!

1359 Salem Road, Mineral Bluff
481 Hemlock Trail, Blue Ridge
$279,300
1 Beds ⋅ 1 Baths ⋅ 435930 MLS
Discover a serene retreat at 481 Hemlock Trail in Blue Ridge, Georgia. Nestled in a peaceful mountain forest and located across the street from sought-after Fightingtown Creek, this charming tiny A-frame home offers a unique opportunity to embrace tranquility, natural beauty, and the charm of Blue Ridge living. Small yet cozy, this inviting getaway is ideal for a couple's retreat, a personal mountain escape, a vacation rental, or a combination of both. The sleeping loft adds extra charm and is sure to be a favorite spot for kids. Outside, generous deck space provides plenty of room to relax and enjoy the surrounding forest, while the fire pit creates the perfect gathering place for cozy evenings under the stars. Whether you're looking for a peaceful escape, an investment opportunity, or both, this distinctive A-frame presents an inviting chance to experience mountain living at its best.

481 Hemlock Trail, Blue Ridge
98 Ridgeview Road, Morganton
$238,500
3 Beds ⋅ 1 Baths ⋅ 435905 MLS
Ranch Style home with 3 Bedrooms, 1 Bath....This mobile home has additions and renovations throughout with New Pex Plumbing, New Hot Water Heater, New Appliances, New Cabinets, New Bathroom, Some New Flooring, T & G Ceilings, New Laundry Room, New Led Light Fixtures, Metal Roof, Screened in Back Porch...Nice detached 2 car garage/workshop, with bathroom that just needs to be hooked up....2 RV Hookups with Power and Septic, Beautiful open yards with a variety of fruit trees and grapevines growing. Fenced, Upper Driveway to top of property with Separate Carport...Paved road frontage.....The home has been de-titled........(Seller is taking the 2 of the Storage Buildings - located above the house in the back - 1 with a roll up door and a tan metal one)....

98 Ridgeview Road, Morganton
51 Summit Lane, Blue Ridge
$249,000
3 Beds ⋅ 2 Baths ⋅ 435884 MLS
A great opportunity for investors looking to add value in a highly desirable in-town location! Located inside the city limits and just minutes from downtown Blue Ridge shopping, dining, entertainment, and Lake Blue Ridge, this property offers the potential to renovate the existing 2-bedroom, 1-bath home, create an affordable long-term rental, or explore the possibilities for something new. Whether you are an investor, builder, or buyer looking for a property you can make your own, the value is in the location and future potential. With the right improvements and vision, this could become a charming in-town retreat or income-producing property.

51 Summit Lane, Blue Ridge
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