Murphy Homes under $250,000

Murphy Homes under $250,000

Welcome to Murphy, a charming city nestled in the heart of Cherokee County, North Carolina. Known for its stunning natural beauty and rich cultural heritage, Murphy offers a unique blend of small-town charm and modern conveniences. Surrounded by the majestic Appalachian Mountains and the serene waters of the Hiwassee River, this vibrant community is perfect for those seeking both adventure and tranquility.

Murphy boasts a warm and welcoming atmosphere, where neighbors become friends and local businesses thrive. The city is home to a variety of shops, restaurants, and recreational activities, making it an ideal place for families, retirees, and outdoor enthusiasts alike. With its picturesque downtown area, you can enjoy leisurely strolls, explore local art galleries, or savor delicious cuisine at one of the many eateries.

For those looking to call Murphy home, the real estate market offers an array of options, including charming homes priced under $250,000. Whether you're a first-time homebuyer or looking to downsize, you’ll find a range of properties that fit your budget and lifestyle. From cozy cottages to spacious family homes, Murphy's affordable housing market makes it an attractive destination for anyone seeking a new beginning.

With its friendly community, breathtaking landscapes, and affordable living, Murphy is not just a place to live—it's a place to thrive. Discover your dream home in this enchanting city and experience the warmth and beauty that Murphy has to offer!

Newest Murphy Homes under $250,000

680 Culberson Road, Murphy
$229,000
2 Beds ⋅ 1 Baths ⋅ 436531 MLS
This 2/1 is a great starter, investment property, rental, or retirement home. Private well, paved state access road, brand new roof, perfect for FHA, USDA or VA. This Home needs just enough TLC to make it your own. Unrestricted, garden area, carport, workshop, even has its old chicken coop. Has so much potential for the right person.

680 Culberson Road, Murphy
889 Wagon Train Road, Murphy
$199,000
1 Beds ⋅ 1 Baths ⋅ 436480 MLS
If you are looking for privacy in a nice cabin then this is it!! The home is located at the end of the road. When you pull into the driveway you will be mountain air and atmosphere. There is a screened in porch that can be used round. The open living room has a view to the kitchen. The hardwood floors are everywhere in the home and the bottles or Wood as well. You do have a basement level, but it is unfinished, but it could be finished off so that you have an additional living quarters. Large porch where you can view the mountains and hear the creek flowing across the street. An outdoor shed is included so that you can store your items whether you're looking for a place just to get away for the full time. This will be just perfect.

889 Wagon Train Road, Murphy
92 Rabbit Ridge Road, Murphy
$250,000
2 Beds ⋅ 2 Baths ⋅ 436423 MLS
Discover a unique residential opportunity at 92 Rabbit Ridge Road in Murphy, NC. This property offers a compelling blend of comfort and potential, inviting you to envision your ideal lifestyle in a serene setting. The residence features two well-proportioned bedrooms, providing comfortable and private spaces for rest and relaxation. Imagine a rock foundation, luxury vinyl plan flooring, and stained trim. Entertain on your full length, covered porch looking at your beautiful woods. With two full bathrooms, convenience and functionality are readily available for residents and guests alike. Your master suite features a full tile shower. Your guests will feel very welcome. This property presents a canvas for creating your desired living experience; contact us today to schedule your personal viewing. **Please see Private Remarks for Lockbox Code.**

92 Rabbit Ridge Road, Murphy
31 Pear Lane, Murphy
$135,000
1 Beds ⋅ 1 Baths ⋅ 436421 MLS
Discover the unique charm of this inviting home, offering a singular opportunity for tranquil living, designed for comfort and ease. The interior boasts a beautiful open living area, kitchen, bedroom and elegant bathroom. Outside features 2 outbuildings, Generac Whole-Home Generator, a carport, a creek, sitting on 2.29+/- level/gentle Acres, all nestled in a great location only a few miles from town, for your shopping, dining and entertainment needs This delightful property, with its considered design and prime location, invites you to envision a life of peaceful enjoyment.

31 Pear Lane, Murphy
194 Leonard Lane, Murphy
$215,000
1 Beds ⋅ 2 Baths ⋅ 436267 MLS
Charming 1-Bedroom D-Log Mountain Cabin in Hot House – Unrestricted, Carefree Living Near Rivers & Lakes! Escape to the mountains with this delightful 1-bedroom with a walk in closet, 1-bathroom with a large double shower, D-log cabin with metal roof nestled in a desirable Hot House neighborhood (near GA & TN) just outside Murphy, NC. Featuring true all-wood interior walls with beautiful tongue-and-groove knotty pine, gorgeous wood floors, Rock gas log fireplace, and a dramatic cathedral ceiling, this home delivers authentic rustic charm with modern comfort. The open-concept kitchen boasts sleek granite countertops comes complete with all appliances. All house 22kw Generac generator included. Enjoy effortless maintenance with a small, beautifully wooded lot featuring absolute zero grass to mow, plus a private fenced-in area ready for your pets. Unwind on the full-length covered front porch equipped with dual ceiling fans while you watch herds of 10 to 20 deer graze in the pastoral meadow directly across the street every evening. Additional highlights include a convenient covered carport right by the entry, paved road & driveway access, a peaceful setting with good distance from neighbors, and—best of all—unrestricted property offering incredible flexibility. Located in an outdoor enthusiast's paradise, you are moments away from the world-famous 1998 Olympic Ocoee River (renowned for whitewater rafting/kayaking), with a total of five rivers and four major lakes nearby for endless boating, fishing, and recreation. Just 15 miles away, downtown Murphy and nearby Brasstown offer fantastic local restaurants, craft breweries, annual festivals, and the historic John C. Campbell Folk School. Whether you are looking for a private mountain retreat, a full-time tiny home lifestyle, or a high-demand short-term rental investment, this property is a must-see! NOTE: Seller is a NC Real Estate Broker and Listing Agent.

194 Leonard Lane, Murphy
44 Little Wolf Creek Road, Murphy
$189,900
2 Beds ⋅ 1 Baths ⋅ 436253 MLS
This 2-bedroom, 1-bath home offers the warm, inviting feel buyers love, with wood paneling that creates a distinctive rustic atmosphere. A covered porch gives you a comfortable place to enjoy the mountain air, while multiple outbuildings provide valuable space for workshops, hobbies, tools or extra storage. Adjoining the four-lane makes getting around easy, and the location near the NC-GA-TN line puts you less than 15 minutes from McCaysville and Copperhill, where you'll find shopping, dining, riverfront recreation and the Blue Ridge Scenic Railway stop. Whether you're looking for a full-time home, mountain getaway or a place with room for your projects, this one offers character, versatility and a hard-to-beat tri-state location.

44 Little Wolf Creek Road, Murphy
22 Noelle's Pass, Murphy
$219,900
1 Beds ⋅ 1 Baths ⋅ 436239 MLS
Murphy NC-Brand New Construction - Fiber Optic Internet - Under Ground Utilities -This property is Located in a wooded setting in the Brand New Community''Brasstown Country Estates'' 1Bed/1Bath 20X30 Ranch Style Mountain Home, all one level living, plenty of room for a garage, home includes a durable metal roof, log sided, full covered back porch. The interior is tongue and groove wood ceilings with hard wood floors. Granite counter tops are from local business Murphy Granite Shop, The custom Pine Cabinetry made by local cabinet shop. When you enter the home you step into an open Great room with tall vaulted ceilings with rustic charm, stacked stone gas log fireplace for cool evenings and ambiance. Lots of natural ambient light. This property is 8 +/- miles from Downtown Murphy. Murphy has something for everyone. The Henn Theater and Harrah's Casino for evening entertainment and the TVA Hiawassee Lake for fishing and boating. There are downtown restaurants and shopping as well as medical facilities available minutes away. There are over 93,000 acres of US Forest Service for experiencing the great outdoors. The Nantahala and Ocoee Rivers are nearby for kayaking and whitewater rafting. There's so much more! I can't wait to show you this home! This home is built by a NC licensed contractor and meets the NC Building Codes and comes with a Certificate of Occupancy by Cherokee County Building Department. The contract will include $1400 appliance allowance plus other Buyer incentives to the Buyer at closing.

22 Noelle's Pass, Murphy
471 Nottley River Road, Murphy
$236,000
3 Beds ⋅ 2 Baths ⋅ 436229 MLS
Welcome to this freshly updated 3-bedroom 2 bath manufactured home with a permanent foundation on 1.26+/- unrestricted acres. Accessed by a paved, county-maintained road. The home features many thoughtful updates throughout, including fresh interior and exterior paint, new luxury vinyl plank flooring, new countertops, new PECS plumbing throughout and an updated electric panel. The spacious primary bedroom offers two closets as well as an updated tile shower. Convenient laundry/mudroom adds functionality. Two new heat pump/mini split systems provide efficient heating and cooling. Outside enjoy a covered porch, storage shed, 26'x24' carport and a fenced in yard with plenty of usable space. Mostly flat corner lot with no restrictions giving you room to expand with a tiny home, RV, metal building or gardening. Additional highlights include a private well and fiber optic internet, making this well equipped for comfortable country living. Centrally located just 10 minutes from Murphy NC. and close to Blue Ridge GA. You will have convenient access to shopping, dining, recreation and outdoor adventures. With unrestricted acres, ample storage, numerous updates, parking, fiber optics and easy road access this home offers a great opportunity for a primary residence, second home, rental or peaceful getaway.

471 Nottley River Road, Murphy
800 Old Ranger Road, Murphy
$219,800
3 Beds ⋅ 1 Baths ⋅ 436192 MLS
3.45 UNRESTRICTED ACRES just minutes from downtown Murphy and outside the town limits! This 2-bedroom home offers a bonus room, living room, dining room, large bathroom, separate laundry room, and a covered front porch; all in a spacious, wooded setting. The property offers an exceptional amount of usable space with two driveways, a massive parking area, and plenty of room for additional improvements, equipment, recreational vehicles, or future expansion. A large 3-bay metal building provides substantial garage, workshop, and storage space, while a detached 3-car carport and additional outbuilding add even more flexibility. With unrestricted acreage, multiple structures, abundant parking, and a convenient location close to Murphy, this property opens the door to a variety of possibilities. Use it as a primary residence, investment property, rental, home base for your hobbies or projects, or bring your own vision and take advantage of the land and improvements already in place. Properties offering this combination of unrestricted acreage, usable space, multiple outbuildings, and proximity to town don't come along every day--come see the possibilities for yourself.

800 Old Ranger Road, Murphy
Murphy
$99,800
2 Beds ⋅ 2 Baths ⋅ 436191 MLS
Investor Alert & Contractor Special! Fixer-upper cabin on 2.90 UNRESTRICTED acres in Murphy, NC. Situated on unrestricted, private, heavily wooded acres, this property gives you the ability to camp on the land, add a couple extra structures, renovate or create a cabin retreat. The property features easy access, close to the Ga. border and is approx. 15 minutes to downtown Murphy, grocery stores, local restaurants and Harrah's Cherokee Valley Casino. The existing cabin is a 2 bedroom, 1 and a half bath structure. Please note that a water pipe burst in Nov. 2025 and went undiscovered until Aug. 2026. Because of the extended timeline, significant mold and water damage are present and the home needs to be completely gutted. The property is being SOLD AS IS with absolutely no repairs made by seller. However, the home features a functional ramp for handicap access, chain link fencing, roof and gutters may still be salvageable. Priced aggressively, under $100k, this is a prime opportunity for the right buyer--ideally a contractor, builder or experienced investor, who can tackle a total rehab project at their own convenience and build instant equity. IMPORTANT SHOWING INSTRUCTIONS: Due to the condition of the home, all agents and potential buyers MUST sign a HOLD HARMLESS form before being granted access to the property. Wearing a mask during your visit is strongly advised.

Murphy
362 Lunsford Road, Murphy
$225,000
2 Beds ⋅ 1 Baths ⋅ 435989 MLS
Looking for a home with character, privacy, and a price that leaves room to make it your own? 362 Lunsford Road may be exactly what you've been waiting for. Set in a peaceful wooded setting, this brick home offers a comfortable, functional layout with plenty of natural light and a warm, lived-in feel. The kitchen features white cabinetry, dark countertops, and generous workspace, while the adjoining dining area opens through French doors to the outdoor patio. Spacious bedrooms, good storage, and one-level living make the home practical for everyday life. Outside, you'll find a covered carport, concrete patio, mature trees, and a setting that feels private without being too far removed. Come take a look at 362 Lunsford Road and see the potential for yourself. Tenant occupied — please do not disturb tenant or enter the property without a confirmed appointment.

362 Lunsford Road, Murphy
550 Evans Hollow Road, Murphy
$249,900
2 Beds ⋅ 2 Baths ⋅ 435963 MLS
Craving a mountain getaway where you can slow down, spread out, and actually enjoy your time at home? This inviting 2-bedroom, 2-bath retreat delivers easy, comfortable living with an open layout that keeps everyone connected. Warm wood floors add character, while the cozy fireplace makes cool mountain evenings feel even better. Step outside to a screened side porch for bug-free relaxation, enjoy even more outdoor space on the rear porch, or gather around the firepit as the stars come out. A convenient laundry closet keeps everyday chores tucked away without sacrificing valuable living space. When you're ready to explore, shopping, dining, the Murphy River Walk, lakes, rivers, and abundant outdoor recreation are within reach. Whether you're searching for a full-time home or mountain escape, this one makes it easy to settle in and start enjoying Western North Carolina.

550 Evans Hollow Road, Murphy
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