Mineral Bluff Homes with Cottage Style

Mineral Bluff Homes with Cottage Style

**Discover the Charm of Mineral Bluff, Georgia**

Nestled in the picturesque mountains of Fannin County, Mineral Bluff, Georgia, is a hidden gem that offers a perfect blend of serene living and natural beauty. Just a stone's throw away from the vibrant town of Blue Ridge, this quaint community is renowned for its stunning views, lush landscapes, and welcoming atmosphere. With its rich history and friendly locals, Mineral Bluff provides a peaceful retreat for those looking to escape the hustle and bustle of city life.

One of the most enchanting features of this area is the abundance of charming cottage-style homes. These delightful residences reflect the timeless elegance of rustic architecture, often adorned with inviting porches, gabled roofs, and vibrant gardens that create a picturesque setting. Perfect for families, retirees, or anyone seeking a tranquil lifestyle, these cottages offer a cozy ambiance that invites relaxation and connection with nature. Imagine sipping your morning coffee on a sun-drenched porch, surrounded by the sounds of chirping birds and rustling leaves.

Mineral Bluff is not just about beautiful homes; it’s also a gateway to outdoor adventures. With nearby hiking trails, fishing spots, and the stunning Toccoa River, residents can immerse themselves in the breathtaking beauty of the North Georgia mountains. Whether you’re exploring the local shops, dining at charming eateries, or simply enjoying the serenity of your cottage, Mineral Bluff promises a lifestyle filled with warmth and community spirit.

Come and experience the magic of Mineral Bluff, where your dream cottage awaits!

Newest Mineral Bluff Homes with Cottage Style

$729,000
2 Beds ⋅ 1 Baths ⋅ 435520 MLS
Welcome to your own little slice of Toccoa River paradise! This charming 2 bedroom, 1 bath cottage is the perfect fish camp or mountain getaway, nestled directly along the beautiful Lower Toccoa River. Full of character and designed for enjoying the outdoors, this cozy retreat offers the quintessential North Georgia river experience.Inside, you'll find warm wood interior, beautiful hardwood floors, cathedral ceilings, and a comfortable living area that feels both inviting and relaxed. Step outside and the real magic begins with a new screened porch and new deck, creating the perfect setting for morning coffee and evenings spent listening to the river.The outdoor spaces are truly exceptional, featuring a new riverside deck positioned right along the water, a stone fire pit gathering area, and plenty of room to relax, entertain, fish, or simply enjoy the peaceful sounds of the Toccoa. There is also a convenient area to put your boat and tubes into the river, making it easy to take full advantage of everything the Toccoa has to offer. Location is hard to beat! Just 2 miles from Horseshoe Bend Park and approximately 3 miles from Ocoee rafting companies, downtown McCaysville, and an array of local shops and restaurants. Whether you're looking for a weekend escape, a cozy full-time retreat, a fishing camp, or a vacation rental opportunity, this property delivers the laid back river lifestyle you're looking for. Come experience the simple pleasure of sitting by the fire, casting a line, and letting the Toccoa River be your backyard.

328 Wildwood Trail, Mineral Bluff
$829,000
3 Beds ⋅ 3 Baths ⋅ 435371 MLS
Breathtaking views from this beautiful furnished cabin on almost 3 acres! This cabin offers over 2500 square feet of living space in addition to multiple porches for outdoor enjoyment. The open floor-plan features exquisite woodwork, 3 fireplaces, 2 HVAC systems, volume ceilings, large windows and glass doors for ample natural light. NEW exterior stain & furnace 2025, New roof 2022, and NEW HVAC/WH 2021. The main level features a bedroom in addition to a full bathroom. The spacious kitchen features tree post accent, eat-in area, NEWER SS appliances including-gas stove, and wood cabinets with stone counter tops offering extensive counter/storage space. The dining area is inviting and perfect for gathering & meals overlooking your spectacular views. The fireplace in the living room is finished w/floor to ceiling stonework offering elegance & warmth to this area perfect for relaxing/entertaining. Upstairs you will find a master retreat with a private covered balcony and a loft area. The bathroom en-suite includes dual sinks, walk-in titled shower and separate jacuzzi tub. The lower level is where you will find a spacious flex/recreation area as well as a 3rd fireplace with exquisite stonework. Numerous windows and glass doors in addition to 12ft ceilings make this lower level bright and inviting. A wet bar area with beautiful cabinetry and stone tops are part of this lower level. On the lower level you will also find a 3rd bedroom and full bath. Glass doors lead you to your covered porch and hot tub perfect for star gazing on those beautiful mountain nights. Multiple porches covered and uncovered on all 3 levels. The main level covered porch is where you will find your wood burning fireplace with incredible views of your multiple layer mountain views. Paved roads to this majestic cabin. Minutes to dining, wineries and all our area offers. Property is turnkey short term rental -sold furnished. This cabin won't disappoint with incredible year round views!

149 Mahoosec Trail, Mineral Bluff
$2,350,000
4 Beds ⋅ 4 Baths ⋅ 435305 MLS
WATERFRONT DREAM! Major Price Refreshment! Perched along the pristine banks of the Toccoa River, this remarkable and truly one of a kind retreat offers the perfect blend of luxury, privacy and natural beauty. Boasting over 200 feet of coveted river frontage, this exceptional waterfront property provides unobstructed, year-round views of the river from every level of the home's rear-facing living spaces. Set on 4.93 private acres across two lots, the property ensures ultimate seclusion while offering future potential. The additional lot features seasonal mountain views and is already permitted for a small septic system, ideal for a guest home or investment opportunity. Enjoy easy access with all paved roads leading to a gated, paved driveway. Crafted with character and timeless appeal, the home's exterior showcases over 100-year-old reclaimed grey hemlock, creating a warm, rustic elegance that blends seamlessly with its surroundings. Outdoor living is truly unparalleled, featuring expansive wraparound decking, a covered deck with a cozy outdoor fireplace, and a lower-level deck complete with a fire pit. Down by the river, a newly built covered gazebo and additional deck provide the perfect setting for relaxing, entertaining, or enjoying the peaceful sounds of flowing water. Inside, the thoughtfully designed layout offers four spacious bedrooms, each with a private en-suite bath and generous closet space. An open loft provides flexibility for additional sleeping quarters or a dedicated office space. The home is designed for both comfort and functionality, with ample storage, pantry, and inviting dining and living areas throughout. Modern conveniences meet mountain charm with fiber optic internet. This home is being sold furnished with high-end dcor and fixtures, making it truly move-in or rental ready.A rare opportunity to own a luxury riverfront retreat in the heart of North Georgia, where privacy, craftsmanship, and breathtaking natural surroundings come together!

207 Arrow Way, Mineral Bluff
$714,500
4 Beds ⋅ 3 Baths ⋅ 435274 MLS
^^Elevated Mountain Living^^ Experience the perfect blend of modern comfort & rustic mountain character in this meticulously maintained 4BR, + loft, 3 BA modern rustic retreat. Situated on 1.32 beautifully landscaped acres in the desirable Stuart Mountain community w/ all paved road access + newly paved driveway. This like-new home was thoughtfully designed for full-time living, an upscale mountain getaway, or the ideal second home. Step inside to an inviting open-concept interior where soaring cathedral ceilings, expansive windows, & fixed glass fill the home with natural light while showcasing the surrounding mountain setting. Warm rustic finishes are seamlessly complemented by today's modern amenities, creating a home that feels both sophisticated & comfortably relaxed. At the heart of the home is a custom chef's kitchen featuring handcrafted cabinetry, granite countertops, stainless steel appliances, generous workspace, & an open layout designed for both everyday living & entertaining. A designated formal dining rm provides the perfect setting for gatherings & is enhanced by a built-in coffee/wine bar & convenient pantry closet. Outdoor living is truly a highlight of this property. Cov. porches span both the front and rear, while a wraparound side deck connects the spaces & leads to an incredible outdoor living area. The screened "party porch" is destined to become a favorite gathering place, complete with a wood-burning outdoor FP, grilling area, & ample room for outdoor dining & lounging. Finished terrace level with its own separate entrance adds tremendous versatility & another complete level of living space. Featuring 2 private BR's, inclusive of a bunk room, 1 full bath + spacious living/recreation room opening onto terrace level patio with hot tub. The professionally designed, established landscaping creates a lush mountain setting accented by terraced grounds and raised garden beds, a greenhouse/potting shed, separate workshop & storage building.

104 Gibbs Trail, Mineral Bluff
$995,000
5 Beds ⋅ 4 Baths ⋅ 435221 MLS
Welcome to Hothouse Retreat, a custom-built mountain retreat offering 3,882 sq. ft., 5 bedrooms, 3.5 baths, breathtaking sunset views, and ADA-compliant main-level living. Thoughtfully designed with quality craftsmanship throughout, this home features beautiful exposed beams, knotty alder doors, custom cabinetry, granite countertops, stainless steel appliances, a pot filler, oversized island with seating, a walk-in pantry, and a separate dining room. The spacious main-level owner's suite includes a luxurious ensuite with a large walk-in tile shower. Enjoy year-round outdoor living from the oversized screened porch with a wood-burning fireplace while taking in the spectacular sunset views. Upstairs, a private bedroom suite over the garage features its own full bath and mini-split HVAC. The finished terrace level offers three additional bedrooms, a full bath, tile flooring, built-in wine storage, and a gas wall heater. Designed for efficiency and peace of mind, the home includes spray foam insulation, three separate HVAC systems, a garage mini-split, whole-home water filtration, wired security, two 50-gallon commercial-grade water heaters, and an owned 500-gallon buried propane tank. The oversized attached two-car garage offers step-free entry and built-in storage, while the gated driveway and fenced backyard provide added privacy, security, and convenience. A rare combination of luxury, functionality, and mountain charm, Hothouse Retreat is the perfect full-time residence, second home or investment property. Additional acreage is available to purchase.

274 Hot House Drive, Mineral Bluff
$499,000
2 Beds ⋅ 2 Baths ⋅ 435092 MLS
Own a piece of Fannin County history with this masterfully restored 1890 home, nestled in the heart of charming downtown Mineral Bluff. Offering 1,487 sq. ft. of blended vintage charm and modern construction, this flexible space is great for residential, STR, a second home or combined residential/commercial use. It is easy to imagine this as a family home, vacation rental, or art studio, bookstore, antique shop, coffee house, etc. Completely rebuilt in 2025, and being sold furnished, this 2-bedroom, 1.5-bath home features ALL-NEW plumbing, electrical, HVAC, appliances, cabinetry, and tongue-and-groove flooring while preserving original details like hand-hewn mantels, reclaimed wood accents, including refinished original wood floors in the loft. One of the centerpieces of this property is the original stone decorative fireplace that faces the parlor and front bedroom, and is prominently featured in the center of the upstairs loft. In addition to the main living spaces, the spacious loft offers incredible flexibility for a home office, studio, fitness space, reading nook, or an additional multi-purpose room. Situated on a rare 1.02-acre double lot—which includes a 0.66-acre parcel included behind the home—the property offers ample flexibility for expansion, additional parking, or even a second building or home. Enjoy sitting on the covered 280-square foot back porch enjoying nature while overlooking a beautiful and usable flat yard, with a firepit and plenty of room for entertaining, gardening, and outdoor enjoyment. Additional features include the finished “Patty Shack” cottage with HVAC, workshop space, and the separate “He Shed,” perfect for hobbies, creative projects, or extra storage. Centrally located on a main street in downtown Mineral Bluff with easy access to the crossroads leading to Blue Ridge, Morganton, McCaysville, Blairsville and Murphy.

8679 Lakewood Hwy, Mineral Bluff
$1,199,900
435087 MLS
This is what you have been looking for!!! TWO homes and an additional adjacent lot totaling 11.32 acres with main and guest home. Mountain views, your own creek frontage, private trails a very private setting! A paved wraparound driveway leads you to the main house. The modern main cabin is 2080 sq ft. It was recently updated throughout and boasts 3 beds and 3 full baths with high ceilings. 1 on each level. High quality finishings and appliances along with plenty of windows to bring in the long range mountain views. Full dining area, kitchen with granite countertops, gas fireplace, separate laundry room, cedar sauna. All furniture is negotiable. A new 15x30 oval pool. 2 out buildings for storing all of your toys. The guest house is new in 2025. It totals 2340 sq ft. 2 bedrooms, 2 full baths with high ceilings and a separate fully prepped unfinished basement to function as a mother in law suite. Many windows so you can fully enjoy the outside scenery and mountain view. Quality cabinetry throughout and Corian countertops add to the high quality finishings. Shiplap wall finishes throughout! The main floor and loft have zone heating and cooling. The basement has its own furnace as well. 2 hot water tanks, one for each living area. It has its own driveway and address (1772 River Rd) and has been surveyed from the main property (1.52 acres). Plenty of personal and private trails for you to stroll or ride and enjoy the quiet privacy! Horseshoe Bend Park is just 2 minutes away. Downtown McCaysville is 5 minutes. Downtown Blue Ridge just 18 minutes. Murphy, NC is 30 minutes. Both houses are listed separately as well.....(MLS 435086 and MLS 435085 ) Both Addresses - 82 Indian Trace and 1772 River Road....

11.32 AC Indian Trace, Mineral Bluff
$479,900
2 Beds ⋅ 2 Baths ⋅ 435085 MLS
This stunning new custom cottage sits on 1.52 beautiful acres with mountain views and a level yard, offering the perfect blend of charm, comfort, and convenience. Featuring 2 bedrooms and 2 baths, the home showcases a custom kitchen with quality finishes, beautiful tile showers, and a custom staircase that adds unique character. Large windows fill the space with natural light and highlight the surrounding scenery. A full unfinished basement provides endless potential for expansion, storage,or creating additional living space. Main Level and Walk-out Basement level each have their own Heat and Air Units, hot water tanks, and laundry hook - ups. Kitchen ready and Tub in Place. Easily convert to a DUPLEX. Outside, you'll find fruit trees and paved road frontage in a peaceful setting just 1/2 mile from the Ocoee River. Ideally located only 5 minutes to downtown McCaysville, 18 minutes to downtown Blue Ridge, and 30 minutes to Murphy Casino, this property is perfect as a full-time resident, mountain retreat, rental or investment opportunity. Close to Horse Shoe Bend Park. Adjoining Property is listed MLS 435086 82 Indian Trace.....Or Buy Both Together MLS 435087 ......

1772 River Road, Mineral Bluff
$599,000
3 Beds ⋅ 4 Baths ⋅ 434760 MLS
Log Cabin on 3.23-acre private setting with detached garage. Located in small, gated community with no HOA fees off paved roads. This 3-bedroom, 3.5 bath home with 2500 square feet of living space offers multiple covered porches and a separate building w/space for workshop, cars and RV/boat and additional carport. The front covered porch is the length of the home and features exposed log rafters. The living room features vaulted ceilings with extensive wood trim and beams, large windows for ample lighting, and double stacked wood burning fireplace with stone from floor to ceiling. Glass doors lead you to the covered screened porch that runs the length of the home where you can enjoy the beauty of nature that surrounds you and gives you additional space to enjoy. The rustic style kitchen includes custom cabinets, wood counters, stainless steel appliances with 5 burner gas stove, and eat in space. Beautiful details throughout including lighting with metalwork and custom window valances. There are two master suites-the MAIN level master suite off of the living room includes en-suite with jetted tub, separate shower and French door access to the large screened covered porch. The second level features a secondary master suite with private jetted tub, separate shower and glass French door leading to its own private balcony. The loft space wraps around the beautiful fireplace stonework and has exquisite beam details. On the lower walkout level, you will find one additional full bedroom, a full bath, a flex space that can be used for additional living space or storage, a recreation room/living area that is currently being used as a bedroom space with additional wood burning fireplace. Glass doors lead to another covered deck/patio. The laundry room completes the lower-level space. The private yard has a gentle slope/grade. There is a circular driveway and parking space for multiple vehicles. This home is perfect for STR, second home, or as your primary residence.

24 Indian Lake Road, Mineral Bluff
$584,900
2 Beds ⋅ 3 Baths ⋅ 434580 MLS
All new construction! All new furniture! All the beauty and fun the Blue Ridge Mountains have to offer! Welcome to this newly completed, fully furnished and stocked, turn-key mountain retreat, ready to immediately start enjoying as your home away from home, ready for hosting friends, family and STR guests right away. This custom 2-bedroom, 2.5 bathroom retreat boasts a dual-primary bedroom layout with a private primary ensuite bedroom on the main level, and another fully private loft ensuite upstairs. Aside from three restored vintage pieces, ALL FURNITURE IS BRAND NEW and of HIGH QUALITY, and included in the sale. The open-concept living area has everything you could want for your comfortable stay. Lay out on the leather couch, or hang out in the arm-chair that kicks back as a sleek recliner. Enjoy your shows and ballgames buy the fire on the 65” TV. Want to dine in? The full kitchen with upgraded stainless appliance is ready to go to work. Enjoy seating at the large island, or, sit down at the dining/game table. When you want to soak up some outside time, grab a beverage and enjoy the care-free remote controlled gas fireplace on the rear porch. Or grab the marshmallows and enjoy the wood burning firepit, lit with starry string lights. For playtime, there is a stocked toybox under the open stairs. For games, enjoy the MCM game table ready for board and poker games alike. When the fun winds down and you are ready to retire, both bedrooms enjoy a king sized Beautyrest Black Series Hybrid mattress covered with linen sheets for a great night's sleep. Finish your show on the 55” TV in each bedroom. And don't worry about the temperature, as each floor has independent climate control. The entire home, and its design, has been curated to have the pleasures of your primary home, while enjoying the peace, quiet and calm the Blue Ridge Mountains are known for. See EXTRA FEATURES in the pictures. Must see to appreciate! Visit Blue Ridge and this cabin!

184 Mountain Laurel Ridge, Mineral Bluff
$664,900
3 Beds ⋅ 2 Baths ⋅ 434542 MLS
Welcome home to this beautifully maintained 3-bedroom, 2-bath residence in the highly sought-after Bailey Farms community! Situated on just over three acres of gentle, usable land, this property offers the perfect combination of privacy, convenience, and endless potential. With striking curb appeal, a beautifully fenced backyard, and peaceful surroundings, you'll immediately feel at home. The property features an attached two-car garage, plus a detached workshop/additional garage that's perfect for hobbies, extra storage, or all your outdoor gear. Ideally located just 10 minutes from historic Downtown Blue Ridge and only 5 minutes from Old Toccoa Farm golf course, you'll enjoy easy access to shopping, dining, lake & river, golf & everything North Georgia has to offer. Inside, light-filled living spaces showcase beautiful hardwood floors that contrast beautifully with bright drywall finishes, creating a warm and inviting atmosphere. Designed for comfortable main-level living, the home also offers incredible room to grow with a full unfinished basement featuring a framed bedroom and plumbing already in place for an additional bathroom—making expansion simple and adding tremendous value. Step outside to the spacious screened porch, where you can relax with your morning coffee, listen to the birds, and soak in the peaceful setting. Two separate driveways provide exceptional convenience, with one leading to the main level and another offering direct access to the basement. Studio over garage is great flex/bonus room, and all paved access makes for easy living. This home is a true blank canvas awaiting your personal touch. Whether you're searching for a full-time residence, a weekend getaway, or an investment property with rental potential, this Bailey Farms gem is an opportunity you won't want to miss.

226 Bailey Farm Drive, Mineral Bluff
$395,000
1 Beds ⋅ 2 Baths ⋅ 434522 MLS
The Cobbler's Cottage offers timeless mountain charm in the sought-after River Walk on the Toccoa community. Nestled on 3.98+/- private acres with seasonal mountain and pond views, this enchanting cottage-style retreat is surrounded by nature and designed for peaceful mountain living. A standing seam metal roof, original stacked creek rock wood-burning fireplace, soaring cathedral ceilings with exposed wood beams and dramatic wall of windows create the perfect blend of rustic character and natural light. The cozy kitchen opens to the inviting living area, while multiple decks provide ideal spaces to relax and enjoy the tranquil setting. The private loft serves as the primary suite, complete with its own bathroom featuring a charming clawfoot tub and a private deck overlooking the wooded landscape. Whether you are enjoying morning coffee on the porch or curling up by the crackling fireplace, every space invites you to slow down and unwind. Located in the quiet, well-maintained River Walk on the Toccoa community, where short-term rentals are not permitted, you will enjoy a peaceful neighborhood atmosphere rarely found in the mountains. The home is conveniently located in the same gated section as the community's deeded Toccoa River access and shared riverside pavilion, making it easy to spend your days fishing, kayaking or simply enjoying one of North Georgia's most beautiful trout streams. If you are searching for a charming mountain getaway, full-time residence or weekend retreat with character, privacy and coveted Toccoa River access, The Cobbler's Cottage is a rare opportunity to own a truly special property.

685 Cross Creek, Mineral Bluff
Start Your Search