Mineral Bluff Homes with Cottage Style

Mineral Bluff Homes with Cottage Style

**Discover the Charm of Mineral Bluff, Georgia**

Nestled in the picturesque mountains of Fannin County, Mineral Bluff, Georgia, is a hidden gem that offers a perfect blend of serene living and natural beauty. Just a stone's throw away from the vibrant town of Blue Ridge, this quaint community is renowned for its stunning views, lush landscapes, and welcoming atmosphere. With its rich history and friendly locals, Mineral Bluff provides a peaceful retreat for those looking to escape the hustle and bustle of city life.

One of the most enchanting features of this area is the abundance of charming cottage-style homes. These delightful residences reflect the timeless elegance of rustic architecture, often adorned with inviting porches, gabled roofs, and vibrant gardens that create a picturesque setting. Perfect for families, retirees, or anyone seeking a tranquil lifestyle, these cottages offer a cozy ambiance that invites relaxation and connection with nature. Imagine sipping your morning coffee on a sun-drenched porch, surrounded by the sounds of chirping birds and rustling leaves.

Mineral Bluff is not just about beautiful homes; it’s also a gateway to outdoor adventures. With nearby hiking trails, fishing spots, and the stunning Toccoa River, residents can immerse themselves in the breathtaking beauty of the North Georgia mountains. Whether you’re exploring the local shops, dining at charming eateries, or simply enjoying the serenity of your cottage, Mineral Bluff promises a lifestyle filled with warmth and community spirit.

Come and experience the magic of Mineral Bluff, where your dream cottage awaits!

Newest Mineral Bluff Homes with Cottage Style

274 Hot House Drive, Mineral Bluff
$1,273,000
5 Beds ⋅ 4 Baths ⋅ 436502 MLS
Tucked away on 11.33 private acres, Hothouse Retreat offers the perfect blend of privacy, mountain character, and quality craftsmanship with 3,882 sq. ft., 5 bedrooms, 3.5 baths, beautiful mountain and sunset views, and ADA-compliant main-level living. A gated driveway welcomes you to this impressive custom home featuring soaring wood ceilings, exposed beams, knotty alder doors, custom barn doors, and warm rustic finishes throughout. The spacious kitchen is designed for entertaining with custom cabinetry, granite countertops, stainless steel appliances, pot filler, oversized island with seating, and walk-in pantry, while a separate dining room provides plenty of space for gatherings. The main-level owner's suite features a private ensuite with a large walk-in tile shower. Step outside to the oversized screened porch with a stone wood-burning fireplace—the perfect spot to enjoy the peaceful wooded setting and mountain views. Upstairs, a private bedroom suite over the garage includes a full bath and dedicated mini-split. The finished terrace level offers three additional bedrooms, a full bath, tile flooring, built-in wine storage, and a gas wall heater. Thoughtful upgrades include spray foam insulation, separate HVAC systems for all three levels, whole-home water filtration, wired security, two 50-gallon commercial-grade water heaters, and an owned 500-gallon buried propane tank. An oversized attached two-car garage features extra-tall doors, built-in storage, a mini-split, and convenient step-free entry into the home. Fenced areas are ideal for pets. With 11.33 acres surrounding the home, Hothouse Retreat delivers the privacy, space, views, and mountain lifestyle that are increasingly hard to find.

274 Hot House Drive, Mineral Bluff
259 The Woods Road, Mineral Bluff
$639,000
3 Beds ⋅ 3 Baths ⋅ 436438 MLS
Private mountain retreat just minutes from downtown Blue Ridge! This beautifully maintained 3BR/3BA cabin sits on 1.3 acres surrounded by mature trees, established landscaping, and a small seasonal creek. The open floor plan features warm wood interiors, vaulted ceilings, a stone fireplace, and a spacious kitchen with granite countertops and custom cabinetry. Each bathroom offers custom tile finishes with granite countertops. The outdoor living is where this property really shines. Enjoy the screened-in porches with its own outdoor fireplace, perfect for morning coffee or evenings in the mountains. Two separate fire pit areas, a fenced yard, multiple decks, circular drive and thoughtfully landscaped grounds give you plenty of space to relax and entertain. The property offers the privacy you want in a mountain getaway without sacrificing convenience, with paved access and just 5.5 miles to downtown Blue Ridge. A true turnkey mountain escape with the setting, outdoor spaces, and location you are looking for.

259 The Woods Road, Mineral Bluff
120 Ada Ridge Road, Mineral Bluff
$1,549,000
5 Beds ⋅ 3 Baths ⋅ 436434 MLS
Perched above one of North Georgia's most captivating mountain vistas, 120 Ada Ridge Road is a distinctive modern-rustic farmhouse where timeless mountain character meets dramatic architectural design. A true chalet wall of glass frames layers of long-range mountain views, filling the sprawling main level with natural light. The home offers five bedrooms and three full baths, with soaring cathedral ceilings, beautiful pine floors, shiplap walls, and warm natural textures throughout. At the heart of the home, a large stone fireplace anchors the living room, flowing seamlessly into an expansive dining area and gourmet kitchen with quartz countertops, brick accents, and generous gathering space. Outdoors, the mountain lifestyle takes center stage with a spacious covered party porch and fireplace, plus a separate Jacuzzi deck overlooking the layered ridgelines beyond. The finished terrace level offers a full basement den with additional space for entertaining and guests. Offered fully furnished with all-paved access, this exceptional retreat pairs effortless arrival with unforgettable views and a setting that feels worlds away.

120 Ada Ridge Road, Mineral Bluff
221 Whippoorwill Walk Road, Mineral Bluff
$864,900
3 Beds ⋅ 2 Baths ⋅ 436238 MLS
New Construction with Quality Craftsman detail is situated in storybook setting near the end of the road in quaint and quiet rustic communitytucked away for quiet enjoyment this well thought property offers a distinctive opportunity for those seeking a tranquil retreat. It presents an appealing blend of comfort and functionality, providing a setting for a desirable lifestyle featuring three well-appointed bedrooms, each designed to offer a private and restful spacethe primary bedroom offers an ensuite bath with moody granite soaking tub & spa feel shower along with double vanities & plenty of room, while the split plan boasts two guest bedrooms with a shared bath providing convenience and comfort for residents and guests alikelarge living space with soaring ceilings in open living/dining/kitchen conceptonly the best in finishes throughout with clean & sleek appeal, yet warm and inviting with space to entertainlast, but certainly not leaststep out to a gorgeous pool surrounded by serene level yard area with natural landscape surrounded by the mountainsplentiful parking with easy access circle driveno steps entry & tastefully furnished makes this home turn key ready.perfect for full time living, mountain getawayor great investment short term rental potentiala must see!

221 Whippoorwill Walk Road, Mineral Bluff
185 Pine Lane, Mineral Bluff
$798,850
4 Beds ⋅ 3 Baths ⋅ 436181 MLS
Mountain living with room to GROW! This beautiful, like-new home sits on 7+/- acres with potential to subdivide or create the ultimate family compound—all just 15 minutes from Blue Ridge! Thoughtfully designed for functional living on BOTH levels, the home features two full-size kitchens, spacious great rooms, and plenty of room for family and guests. The main level offers 2 bedrooms and 2 full baths, including the primary suite, plus a versatile bonus room perfect for a bunk room, nursery, or office. You'll love the expansive kitchen with gorgeous granite, large walk-in pantry, full-size laundry room, and a cozy great room with the perfect blend of warm wood accents and drywall for a rustic Craftsman feel. The terrace level offers another bedroom and full bath, SECOND full kitchen, bonus area with storage, and a huge great room with space for a pool table, game room, or additional living area. A rare mountain find—the pull-under GARAGE provides covered parking and extra storage! Outside, enjoy newly installed professional landscaping, a fire pit gathering area, and an impressive 32x32 covered concrete pad ideal for RVs, side-by-sides, vehicles, and more. Convenient to Blue Ridge and the Murphy area for shopping, dining, casino entertainment, and outdoor adventures. Acreage, versatility, storage, garage space, whole house generator, and like-new condition—this one checks ALL the boxes!

185 Pine Lane, Mineral Bluff
16 Mid Mountain Road, Mineral Bluff
$700,000
3 Beds ⋅ 3 Baths ⋅ 435865 MLS
Welcome to 16 Mid Mtn Rd where happy hours greet you with amazing sunsets and mtn views! This West facing 3bd/3bath log sided cabin with all wood interior (no drywall here) is ideally located btwn the quaint mtn towns of Blue Ridge & McCaysville, GA. as well as nearby Murphy NC and Harrah's Casino. Offering exceptional privacy and convenience as a second home getaway (as it's used now) or it would make a TERRIFIC investment/STR income producing property. At ~2000ft elevation this cabin sits on nearly 4ac (home on 2.01 and another BUILDABLE lot of 1.81ac) giving you plenty of "elbow rm" with no neighbors in sight! The home has been meticulously cared for with recent improvements incl a new metal roof, chimney, & HVAC (2020), new upper deck, railings, all deck staining (all in 2026). Inside, the main level warmly greets you with a wood burning stone FP in the living rm, open kitchen w/SS appliances and granite countertops, a cozy eating area off the kitchen and the views can be seen from everywhere! Rounding out the main level are 2 bdrms (primary & secondary) & 2 full baths with granite counters. Stairs with intricate Mtn Laurel spindle accents lead to the open loft w/plenty of added seating for board games and small office space. Downstairs you'll find a large "rec" area with TV, pool table, a stackable washer/dryer laundry closet, a bunk room (3rd bdrm), another full bath, and a storage rm. But it's OUTSIDE where this home truly shines. Plenty of covered (new) deck space to soak in the fresh mtn air and take in the marvelous sunsets and mtn views. A large open USABLE backyard framed by the woods is perfect for the kids (or pups) to run & play. You won't see neighbors or city lights from here...just the sun, moon, & STARS galore in the evenings! Being sold fully furnished minus personal items & a small exclusions list, this home/property is turn-key ready for its next lucky owners to enjoy immediately. MUST call or text LA for an appt as owners are frequently there.

16 Mid Mountain Road, Mineral Bluff
207 Arrow Way, Mineral Bluff
$2,350,000
4 Beds ⋅ 4 Baths ⋅ 435305 MLS
WATERFRONT DREAM! Major Price Refreshment! Perched along the pristine banks of the Toccoa River, this remarkable and truly one of a kind retreat offers the perfect blend of luxury, privacy and natural beauty. Boasting over 200 feet of coveted river frontage, this exceptional waterfront property provides unobstructed, year-round views of the river from every level of the home's rear-facing living spaces. Set on 4.93 private acres across two lots, the property ensures ultimate seclusion while offering future potential. The additional lot features seasonal mountain views and is already permitted for a small septic system, ideal for a guest home or investment opportunity. Enjoy easy access with all paved roads leading to a gated, paved driveway. Crafted with character and timeless appeal, the home's exterior showcases over 100-year-old reclaimed grey hemlock, creating a warm, rustic elegance that blends seamlessly with its surroundings. Outdoor living is truly unparalleled, featuring expansive wraparound decking, a covered deck with a cozy outdoor fireplace, and a lower-level deck complete with a fire pit. Down by the river, a newly built covered gazebo and additional deck provide the perfect setting for relaxing, entertaining, or enjoying the peaceful sounds of flowing water. Inside, the thoughtfully designed layout offers four spacious bedrooms, each with a private en-suite bath and generous closet space. An open loft provides flexibility for additional sleeping quarters or a dedicated office space. The home is designed for both comfort and functionality, with ample storage, pantry, and inviting dining and living areas throughout. Modern conveniences meet mountain charm with fiber optic internet. This home is being sold furnished with high-end dcor and fixtures, making it truly move-in or rental ready.A rare opportunity to own a luxury riverfront retreat in the heart of North Georgia, where privacy, craftsmanship, and breathtaking natural surroundings come together!

207 Arrow Way, Mineral Bluff
104 Gibbs Trail, Mineral Bluff
$714,500
4 Beds ⋅ 3 Baths ⋅ 435274 MLS
^^Elevated Mountain Living^^ Experience the perfect blend of modern comfort & rustic mountain character in this meticulously maintained 4BR, + loft, 3 BA modern rustic retreat. Situated on 1.32 beautifully landscaped acres in the desirable Stuart Mountain community w/ all paved road access + newly paved driveway. This like-new home was thoughtfully designed for full-time living, an upscale mountain getaway, or the ideal second home. Step inside to an inviting open-concept interior where soaring cathedral ceilings, expansive windows, & fixed glass fill the home with natural light while showcasing the surrounding mountain setting. Warm rustic finishes are seamlessly complemented by today's modern amenities, creating a home that feels both sophisticated & comfortably relaxed. At the heart of the home is a custom chef's kitchen featuring handcrafted cabinetry, granite countertops, stainless steel appliances, generous workspace, & an open layout designed for both everyday living & entertaining. A designated formal dining rm provides the perfect setting for gatherings & is enhanced by a built-in coffee/wine bar & convenient pantry closet. Outdoor living is truly a highlight of this property. Cov. porches span both the front and rear, while a wraparound side deck connects the spaces & leads to an incredible outdoor living area. The screened "party porch" is destined to become a favorite gathering place, complete with a wood-burning outdoor FP, grilling area, & ample room for outdoor dining & lounging. Finished terrace level with its own separate entrance adds tremendous versatility & another complete level of living space. Featuring 2 private BR's, inclusive of a bunk room, 1 full bath + spacious living/recreation room opening onto terrace level patio with hot tub. The professionally designed, established landscaping creates a lush mountain setting accented by terraced grounds and raised garden beds, a greenhouse/potting shed, separate workshop & storage building.

104 Gibbs Trail, Mineral Bluff
8679 Lakewood Hwy, Mineral Bluff
$499,000
2 Beds ⋅ 2 Baths ⋅ 435092 MLS
Own a piece of Fannin County history with this masterfully restored 1890 home, nestled in the heart of charming downtown Mineral Bluff. Offering 1,487 sq. ft. of blended vintage charm and modern construction, this flexible space is great for residential, STR, a second home or combined residential/commercial use. It is easy to imagine this as a family home, vacation rental, or art studio, bookstore, antique shop, coffee house, etc. Completely rebuilt in 2025, and being sold furnished, this 2-bedroom, 1.5-bath home features ALL-NEW plumbing, electrical, HVAC, appliances, cabinetry, and tongue-and-groove flooring while preserving original details like hand-hewn mantels, reclaimed wood accents, including refinished original wood floors in the loft. One of the centerpieces of this property is the original stone decorative fireplace that faces the parlor and front bedroom, and is prominently featured in the center of the upstairs loft. In addition to the main living spaces, the spacious loft offers incredible flexibility for a home office, studio, fitness space, reading nook, or an additional multi-purpose room. Situated on a rare 1.02-acre double lot—which includes a 0.66-acre parcel included behind the home—the property offers ample flexibility for expansion, additional parking, or even a second building or home. Enjoy sitting on the covered 280-square foot back porch enjoying nature while overlooking a beautiful and usable flat yard, with a firepit and plenty of room for entertaining, gardening, and outdoor enjoyment. Additional features include the finished “Patty Shack” cottage with HVAC, workshop space, and the separate “He Shed,” perfect for hobbies, creative projects, or extra storage. Centrally located on a main street in downtown Mineral Bluff with easy access to the crossroads leading to Blue Ridge, Morganton, McCaysville, Blairsville and Murphy.

8679 Lakewood Hwy, Mineral Bluff
11.32 AC Indian Trace, Mineral Bluff
$1,197,900
435087 MLS
This is what you have been looking for!!! TWO homes and an additional adjacent lot totaling 11.32 acres with main and guest home. Mountain views, your own creek frontage, private trails a very private setting! A paved wraparound driveway leads you to the main house. The modern main cabin is 2080 sq ft. It was recently updated throughout and boasts 3 beds and 3 full baths with high ceilings. 1 on each level. High quality finishings and appliances along with plenty of windows to bring in the long range mountain views. Full dining area, kitchen with granite countertops, gas fireplace, separate laundry room, cedar sauna. All furniture is negotiable. A new 15x30 oval pool. 2 out buildings for storing all of your toys. The guest house is new in 2025. It totals 2340 sq ft. 2 bedrooms, 2 full baths with high ceilings and a separate fully prepped unfinished basement to function as a mother in law suite. Many windows so you can fully enjoy the outside scenery and mountain view. Quality cabinetry throughout and Corian countertops add to the high quality finishings. Shiplap wall finishes throughout! The main floor and loft have zone heating and cooling. The basement has its own furnace as well. 2 hot water tanks, one for each living area. It has its own driveway and address (1772 River Rd) and has been surveyed from the main property (1.52 acres). Plenty of personal and private trails for you to stroll or ride and enjoy the quiet privacy! Horseshoe Bend Park is just 2 minutes away. Downtown McCaysville is 5 minutes. Downtown Blue Ridge just 18 minutes. Murphy, NC is 30 minutes. Both houses are listed separately as well.....(MLS 435086 and MLS 435085 ) Both Addresses - 82 Indian Trace and 1772 River Road....

11.32 AC Indian Trace, Mineral Bluff
1772 River Road, Mineral Bluff
$477,900
2 Beds ⋅ 2 Baths ⋅ 435085 MLS
This stunning new custom cottage sits on 1.52 beautiful acres with mountain views and a level yard, offering the perfect blend of charm, comfort, and convenience. Featuring 2 bedrooms and 2 baths, the home showcases a custom kitchen with quality finishes, beautiful tile showers, and a custom staircase that adds unique character. Large windows fill the space with natural light and highlight the surrounding scenery. A full unfinished basement provides endless potential for expansion, storage,or creating additional living space. Main Level and Walk-out Basement level each have their own Heat and Air Units, hot water tanks, and laundry hook - ups. Kitchen ready and Tub in Place. Easily convert to a DUPLEX. Outside, you'll find fruit trees and paved road frontage in a peaceful setting just 1/2 mile from the Ocoee River. Ideally located only 5 minutes to downtown McCaysville, 18 minutes to downtown Blue Ridge, and 30 minutes to Murphy Casino, this property is perfect as a full-time resident, mountain retreat, rental or investment opportunity. Close to Horse Shoe Bend Park. Adjoining Property is listed MLS 435086 82 Indian Trace.....Or Buy Both Together MLS 435087 ......

1772 River Road, Mineral Bluff
24 Indian Lake Road, Mineral Bluff
$559,000
3 Beds ⋅ 4 Baths ⋅ 434760 MLS
Log Cabin on 3.23-acre private setting with detached garage. Located in small, gated community with no HOA fees off paved roads. This 3-bedroom, 3.5 bath home with 2500 square feet of living space offers multiple covered porches and a separate building w/space for workshop, cars and RV/boat and additional carport. The front covered porch is the length of the home and features exposed log rafters. The living room features vaulted ceilings with extensive wood trim and beams, large windows for ample lighting, and double stacked wood burning fireplace with stone from floor to ceiling. Glass doors lead you to the covered screened porch that runs the length of the home where you can enjoy the beauty of nature that surrounds you and gives you additional space to enjoy. The rustic style kitchen includes custom cabinets, wood counters, stainless steel appliances with 5 burner gas stove, and eat in space. Beautiful details throughout including lighting with metalwork and custom window valances. There are two master suites-the MAIN level master suite off of the living room includes en-suite with jetted tub, separate shower and French door access to the large screened covered porch. The second level features a secondary master suite with private jetted tub, separate shower and glass French door leading to its own private balcony. The loft space wraps around the beautiful fireplace stonework and has exquisite beam details. On the lower walkout level, you will find one additional full bedroom, a full bath, a flex space that can be used for additional living space or storage, a recreation room/living area that is currently being used as a bedroom space with additional wood burning fireplace. Glass doors lead to another covered deck/patio. The laundry room completes the lower-level space. The private yard has a gentle slope/grade. There is a circular driveway and parking space for multiple vehicles. This home is perfect for STR, second home, or as your primary residence.

24 Indian Lake Road, Mineral Bluff
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